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Post by nhmountains on Feb 15, 2019 6:02:02 GMT -6
None of you guys married rich???  Me neither. We plan on finishing paying off our camp land in the next couple years. Once that is done we will find a house with land or another plot of land and build a retirement home. Neither of us wants to live in the south. We like the winters. Snowshoeing, cutting wood, doing habitat work and sitting in front of the wood stoves. The town where we live has changed over the past 30 years turning way too lib for me to spend my later years here. We’ve collected a large barn full antiques over the past 30 years that will be sold when we get close to retirement or after. They should fund the new property. Our 401Ks are good. We’ve never had neighbors where we’ve lived in our marriage so I’m pretty sure we will have a remote home where ever we land. My wife traveled all over the US and the world when she was younger and has said that out of all the places she has lived that northern New England is where she wants to live. So that’s where we will stay. |
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Post by nhmountains on Feb 15, 2019 6:05:51 GMT -6
I have considered some college courses, also. At present, my interest is not in courses related to my present career. Mine is purely courses I'm interested in . I'd like to take some courses on the history of religion and American history. My wife took a few classes a couple years ago for her nursing after 25 years away. I wasn’t impressed with the college admins and professors attitudes at $2500 a class. I’d save your money and find YouTube videos, go visit museums, and talk to old timers. You’ll learn a lot more and keep the money in your pocket. |
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Post by Freeborn on Feb 15, 2019 6:28:18 GMT -6
None of you guys married rich??? Me neither. We plan on finishing paying off our camp land in the next couple years. Once that is done we will find a house with land or another plot of land and build a retirement home. Neither of us wants to live in the south. We like the winters. Snowshoeing, cutting wood, doing habitat work and sitting in front of the wood stoves. The town where we live has changed over the past 30 years turning way too lib for me to spend my later years here. We’ve collected a large barn full antiques over the past 30 years that will be sold when we get close to retirement or after. They should fund the new property. Our 401Ks are good. We’ve never had neighbors where we’ve lived in our marriage so I’m pretty sure we will have a remote home where ever we land. My wife traveled all over the US and the world when she was younger and has said that out of all the places she has lived that northern New England is where she wants to live. So that’s where we will stay. Sounds nice, I currently live in the metro area but when I retire I'm out of here. Living in the city was great for my career which provided a lifetime of experiences but I'm ready for less congestion. |
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Post by MoBuckChaser on Feb 15, 2019 7:39:32 GMT -6
Mine is purely courses I'm interested in . I'd like to take some courses on the history of religion and American history. My wife took a few classes a couple years ago for her nursing after 25 years away. I wasn’t impressed with the college admins and professors attitudes at $2500 a class. I’d save your money and find YouTube videos, go visit museums, and talk to old timers. You’ll learn a lot more and keep the money in your pocket. I agree fully, keep the cash in the pocket. We will need it to survive deep into our retirement. |
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Post by MoBuckChaser on Feb 15, 2019 8:10:56 GMT -6
Financially im in very good shape for retirement but I'm in the unenviable situation that I can't leave the area until my parents pass. That being the case I'll be working for another 4-6 years which will put me at 63. Plan on spending winters in Arizona and summers probably in Minnesota but will travel frequently. Income will come from 401k/IRA, after tax investments and pensions. Depending on opportunities, I might do some part time accounting/finance consulting work in AZ. I also plan on doing some additional college course on subjects I'm interested in. Are they in poor health Jerry? They live with you? Any chance of taking them south with you? |
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Post by buckvelvet on Feb 15, 2019 8:15:52 GMT -6
I have considered some college courses, also. At present, my interest is not in courses related to my present career. Mine is purely courses I'm interested in . I'd like to take some courses on the history of religion and American history. I'd jump into family history if I were you, I've learned some really amazing things about my family since 2012. I'm sure it's odd for a 35 year old guy to be so interested in history but thats my personal niche I guess. I seen a show around 2010 called 'so who do you think you are' it was an episode about Rob Lowe and one of his ancestors served in the Revolutionary war and he joined the 'Sons of the American Revolution Society'..
I never served in the military but the history surrounding all of what our forefathers endured and fought for has always fascinated me. Since 2012 I have become a member of the 'Sons of the American Revolution' as well a 'The Descendants of George Washington's Army at Valley Forge Society'. I'm going to an Encampment in June to Valley Forge where you get a private tour and learn the history of everything the soldiers endured their.
.......oh yeah, sorry this thread is about retirement, I don't make a ton of a money in a small town, I'm happy with my life. When my house is paid off I'll slow down and enjoy everything I can. I live in the present day, I don't make big purchases or dumb ones, I prefer to enjoy life all the time instead of dream of what it'll be like 20-40 years form now.
I know.......buzz kill. My bad boys!
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Post by Freeborn on Feb 15, 2019 8:39:07 GMT -6
Financially im in very good shape for retirement but I'm in the unenviable situation that I can't leave the area until my parents pass. That being the case I'll be working for another 4-6 years which will put me at 63. Plan on spending winters in Arizona and summers probably in Minnesota but will travel frequently. Income will come from 401k/IRA, after tax investments and pensions. Depending on opportunities, I might do some part time accounting/finance consulting work in AZ. I also plan on doing some additional college course on subjects I'm interested in. Are they in poor health Jerry? They live with you? Any chance of taking them south with you? Lol, think about that. My parents won't leave their home until they are gone. In addition, i want to minimize the experience of this to my wife. I'll do what's necessary but I'd like to keep it to me and probably one sister. |
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Post by MoBuckChaser on Feb 15, 2019 8:41:36 GMT -6
Are they in poor health Jerry? They live with you? Any chance of taking them south with you? Lol, think about that. My parents won't leave their home until they are gone. In addition, i want to minimize the experience of this to my wife. I'll do what's necessary but I'd like to keep it to me and probably one sister. Was just wondering. Most old people won't leave their homes, or don't want to. Thought if they were in good health they may like the desert SW. |
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Post by Satchmo on Feb 15, 2019 9:01:53 GMT -6
I plan to stash cash and stay married. My bride is 5 years younger than me. I'll build our retirement funds so I have enough to make it comfortably until my she retires. She will then have two good gov't pensions that will make retirement quite comfortable for us. We are not big spenders, but we will be able to pretty much do what we want. Probably keep a place in in MN and find something farther south with milder winters. Don't think I could move to the desert though.
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Post by Bwoods11 on Feb 15, 2019 9:16:12 GMT -6
Having a pension is extremely helpful at retirement. I also like the idea of rental income from rental homes, I pass because I am not "handy" fixing up stuff. I have a friend that has rental homes, he is killing it...but you have to buy at the right price.
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Post by Foggy on Feb 15, 2019 9:37:08 GMT -6
As long as you guys are planning......consider this: SAVE MORE THAN YOU THINK! .....and figure out a stream of income for retirement besides SS.
We likely spend more money now in retirement than we did when we were working. Also I cannot deduct the things I did nor pay the expenses through my work (cars, gas, tools, guns, etc) .
We now keep a fairly expensive lifestyle. We eat out often, we travel a few times each year, we keep our place in MN and in OZ and use more hired labor than when we were working for cleaning and lawn and snow maintenance, I play allot of golf (fees), etc. It's not that we could not cut much of this out.....but we have chosen to lighten our load and pay for some of this stuff. Also, I know I cannot do the things I could do 10 years ago. I've gotten to the point that I stay off ladders and won't do some of the heavy lifting I used to do. .....of course I'm old enough to be some of you guy's dads. Living large! FORE!
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Post by Foggy on Feb 15, 2019 9:38:29 GMT -6
As long as you guys are planning......consider this: SAVE MORE THAN YOU THINK! .....and figure out a stream of income for retirement besides SS. We likely spend more money now in retirement than we did when we were working. Also I cannot deduct the things I did nor pay the expenses through my work (cars, gas, tools, guns, etc) . We now keep a fairly expensive lifestyle. We eat out often, we travel a few times each year, we keep our place in MN and in OZ and use more hired labor than when we were working for cleaning and lawn and snow maintenance, I play allot of golf (fees), etc. It's not that we could not cut much of this out.....but we have chosen to lighten our load and pay for some of this stuff. Also, I know I cannot do the things I could do 10 years ago. I've gotten to the point that I stay off ladders and won't do some of the heavy lifting I used to do. .....of course I'm old enough to be some of you guy's dads. Living large! FORE! |
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Post by MoBuckChaser on Feb 15, 2019 10:45:01 GMT -6
As long as you guys are planning......consider this: SAVE MORE THAN YOU THINK! .....and figure out a stream of income for retirement besides SS. We likely spend more money now in retirement than we did when we were working. Also I cannot deduct the things I did nor pay the expenses through my work (cars, gas, tools, guns, etc) . We now keep a fairly expensive lifestyle. We eat out often, we travel a few times each year, we keep our place in MN and in OZ and use more hired labor than when we were working for cleaning and lawn and snow maintenance, I play allot of golf (fees), etc. It's not that we could not cut much of this out.....but we have chosen to lighten our load and pay for some of this stuff. Also, I know I cannot do the things I could do 10 years ago. I've gotten to the point that I stay off ladders and won't do some of the heavy lifting I used to do. .....of course I'm old enough to be some of you guy's dads. Living large! FORE! I know I will blow through my beer budget in a hurry down there. When I drink I like buying! LOL! |
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Post by Foggy on Feb 15, 2019 11:36:31 GMT -6
As long as you guys are planning......consider this: SAVE MORE THAN YOU THINK! .....and figure out a stream of income for retirement besides SS. We likely spend more money now in retirement than we did when we were working. Also I cannot deduct the things I did nor pay the expenses through my work (cars, gas, tools, guns, etc) . We now keep a fairly expensive lifestyle. We eat out often, we travel a few times each year, we keep our place in MN and in OZ and use more hired labor than when we were working for cleaning and lawn and snow maintenance, I play allot of golf (fees), etc. It's not that we could not cut much of this out.....but we have chosen to lighten our load and pay for some of this stuff. Also, I know I cannot do the things I could do 10 years ago. I've gotten to the point that I stay off ladders and won't do some of the heavy lifting I used to do. .....of course I'm old enough to be some of you guy's dads. Living large! FORE! I know I will blow through my beer budget in a hurry down there. When I drink I like buying! LOL! Yeah......you do like to buy.....much more than you should. You're a big spender John...and while that can be a good thing.....it gets expensive. Nobody expects one guy to buy everything! Sometimes I get too free with spending too.....but your head and shoulders a bigger spender than I. GRIN. FORE! |
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Post by mnaaron on Feb 15, 2019 12:45:46 GMT -6
We are going to buy a camper and come stay for a week or two at each of your places in AZ. In the future there will be all kinds of you knuckle heads down there. Grizzwald vacation baby...
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