Post by Tooln on Jul 15, 2017 8:32:15 GMT -6
I've had many different credit cards over the years that offer points or cash back & I NEVER carry a balance on any of them. I have also opened new card accounts and only used them once. An example is Fleet offered a 10% savings on your purchase if opening one of their cards. Since I was purchasing a 72" tiller a 72" brush cutter, a push mower and some other smaller items the savings was a lot. When the bill for the card came it was paid in full and the card never used again. The most recent card account I opened was Cabelas. I was at their store made a purchase over $150 and saved 10% and was given a hat, mug and a $20 coupon that was used with that purchase. I'll pay the bill once it comes and more than likely never use the card again. If for some reason I find the savings worth it and the time has not expired to get another card from them I'll just have the wife get one and do the same thing over and over again.
(but, what fun is that?) 
We're all adults here....even tho we sometimes act a bit juvenile. 