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Post by kooch on Dec 28, 2019 14:12:20 GMT -6
I've got shitty cards. All are paid off and I'm looking to ditch one or two for a new one. Not interested in a Cabelas card because I don't like shopping there. A good friend of mine got royally screwed by them when he worked there, so that's out. I fly Delta a lot. Maybe a card that gives me skymiles.
What's the best card for points/cash back etc for a guy with excellent credit and no debt but a mortgage? I'll pay it off monthly.
You're smart guys. Somebody must have a recommendation?
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Post by sd51555 on Dec 28, 2019 14:26:23 GMT -6
I've got shitty cards. All are paid off and I'm looking to ditch one or two for a new one. Not interested in a Cabelas card because I don't like shopping there. A good friend of mine got royally screwed by them when he worked there, so that's out. I fly Delta a lot. Maybe a card that gives me skymiles. What's the best card for points/cash back etc for a guy with excellent credit and no debt but a mortgage? I'll pay it off monthly. You're smart guys. Somebody must have a recommendation? 1. Amazon card. Little known hack, never redeem your rewards on purchases. Purchase with card, then take rewards as statement credit. Makes your rewards go 5% further. 2. Tractor Supply card. 5% rewards on lime, saw dust, grease, chemical, etc. (Don't choose this one, I'm just whoring as a shareholder)
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Post by kooch on Dec 28, 2019 15:06:21 GMT -6
I don't know. 5% rewards for grease and sawdust seems pretty attractive.
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Post by Tooln on Dec 28, 2019 15:31:25 GMT -6
I'll have to second the Amazon card. I've had mine for many years now.
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Post by smsmith on Dec 29, 2019 8:27:30 GMT -6
We went with a Capital One Quicksilver card a few years ago. 1.5% cash back on all purchases, no annual fee. I just let the cash back build up. Someday when it's a couple grand I'll use it to pay off a month's total. We never carry a balance either.
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Post by badgerfowl on Dec 29, 2019 9:28:06 GMT -6
If you buy GM vehicles you could get a GM card. I’ll be looking to use a $1,000 bonus cash on a new truck this next year at some point from my GM card.
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Post by chummer16 on Dec 29, 2019 13:47:35 GMT -6
If you buy GM vehicles you could get a GM card. I’ll be looking to use a $1,000 bonus cash on a new truck this next year at some point from my GM card. I still have my business GM card even though business is long gone. I have no cap on how much bonus cash I can earn. I use that for all my work related expenses. Our joint card is JetBlue. That is all we fly so we use that to help out on vacation. We are finally taking our first 4 free flights this April after having it for a few years. If you fly once and awhile I would go with airline miles. sidenote, gm occasionally offers double bonus cash on gm points. Ask your dealer before you buy when it is coming.
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Post by badgerfowl on Dec 29, 2019 13:53:39 GMT -6
If you buy GM vehicles you could get a GM card. I’ll be looking to use a $1,000 bonus cash on a new truck this next year at some point from my GM card. I still have my business GM card even though business is long gone. I have no cap on how much bonus cash I can earn. I use that for all my work related expenses. Our joint card is JetBlue. That is all we fly so we use that to help out on vacation. We are finally taking our first 4 free flights this April after having it for a few years. If you fly once and awhile I would go with airline miles. sidenote, gm occasionally offers double bonus cash on gm points. Ask your dealer before you buy when it is coming. Yup, and I'll occasionally get flyers in the mail bumping up bonus cash to $2,500 or so. Since I'm buying something new in 2020 I've been using my GM card for everything the last couple years. My points expire after 7 years I believe. Have to keep up with those since I've had it for awhile now.
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Post by leexrayshady on Jan 2, 2020 9:46:26 GMT -6
For a travel Card I would definitely look into Chase Sapphire Preferred,
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Post by chummer16 on Jan 3, 2020 14:32:48 GMT -6
If you buy GM vehicles you could get a GM card. I’ll be looking to use a $1,000 bonus cash on a new truck this next year at some point from my GM card. I just got a notice from GM they are adding $1k to your bonus points through March. They usually do that a couple times a year.
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Post by badgerfowl on Jan 3, 2020 14:37:19 GMT -6
If you buy GM vehicles you could get a GM card. I’ll be looking to use a $1,000 bonus cash on a new truck this next year at some point from my GM card. I just got a notice from GM they are adding $1k to your bonus points through March. They usually do that a couple times a year. I usually get a flyer in the mail a time or two during the year. I'm moving some money around right now to set up to snag a March deal. I watched prices for a year and the lowest were late February into April.
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