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Post by buckvelvet on Mar 28, 2017 7:49:46 GMT -6
Gents over time I'm sure a few of you have learned that I work in this field in my everyday job, I sell, or really a better term is help people maneuver through healthcare.gov and direct to a carrier to buy this stupidly over priced mandatory plans.
Well I'm in a webinar right now with one of my carriers, they just openly admitted that 2018 is gonna be even worse on increases than last year and last year was a huge. They literally just admitted that ACA is killing them off slowly.
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Post by Catscratch on Mar 28, 2017 8:02:02 GMT -6
Thanks for the update... it sucks though!
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Post by Freeborn on Mar 28, 2017 8:08:32 GMT -6
Yep, it's not a good time to be without company provided healthcare. ACA will fall apart on its own and who knows what that will cause for problems.
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Post by sd51555 on Mar 28, 2017 8:37:32 GMT -6
And the insurance companies were thrilled to hop on board with it.
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Post by buckvelvet on Mar 28, 2017 8:55:36 GMT -6
And the insurance companies were thrilled to hop on board with it. You got that right, i think they see the error of their ways.
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Post by jbird on Mar 28, 2017 11:48:50 GMT -6
Sorry - health care is NOT a right! It's a service, just like food or gas or anything else.
You give a man a fish, he will be back for more tomorrow, and more than likely bitching about the fish from yesterday! He doesn't want to learn to fish and our liberal society simply calls it his RIGHT to have fish.....bull-shit! Those that need help and are trying to do what they can- I have no issue with that. Those that are simply a drain on the system - those folks are shit out of luck. And what is funny is that the rich, get richer, buy using the face of the poor to get this obama care type shit passed, while those able bodied backs of the middle class pay for it.
health insurance....well from my perspective....costs go up, coverage goes down, yet CEO's, wall street and politicians all stuff their pockets with money, yet cry about how things are "tight".....bull-shit. The rich simply want more, and use the poor to sell a plan that the backs of the middle class will pay for.
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Post by buckvelvet on Mar 28, 2017 12:02:48 GMT -6
Sorry - health care is NOT a right! It's a service, just like food or gas or anything else. You give a man a fish, he will be back for more tomorrow, and more than likely bitching about the fish from yesterday! He doesn't want to learn to fish and our liberal society simply calls it his RIGHT to have fish.....bull-shit! Those that need help and are trying to do what they can- I have no issue with that. Those that are simply a drain on the system - those folks are shit out of luck. And what is funny is that the rich, get richer, buy using the face of the poor to get this obama care type shit passed, while those able bodied backs of the middle class pay for it. health insurance....well from my perspective....costs go up, coverage goes down, yet CEO's, wall street and politicians all stuff their pockets with money, yet cry about how things are "tight".....bull-shit. The rich simply want more, and use the poor to sell a plan that the backs of the middle class will pay for. So your not a poster child for the previous administration? Got it...
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Post by Bwoods11 on Mar 28, 2017 13:16:41 GMT -6
I think a lot of employees in the health insurance field, could see the faults with Obamacare immediately. I sell health insurance, and my colleagues and I have the discussion--that the disaster was coming...four main reasons.
-Everyone would now be in the same pool, healthy and unhealthy -Policies included pregnancy and chemical abuse, regardless if you needed it -Caps were eliminated so the risk expanded -Subsidies, meant some were paying for others.
Obama predicted a $2500 a year savings, to me, it was obvious, that all insurance policies would increase fairly consistently and rapidly, because of the above.
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Post by sd51555 on Mar 28, 2017 14:39:48 GMT -6
Don't forget the amount of young people that never got jobs when it happened. Back when that crap started, Obama was still crowing about jobs created or "saved" because his numbers were so dismal. There are a lot of people a few years younger than me that came out of college when the job market had gone to shit and the big downsizing was under way.
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Post by jbird on Mar 28, 2017 17:01:03 GMT -6
Sorry - health care is NOT a right! It's a service, just like food or gas or anything else. You give a man a fish, he will be back for more tomorrow, and more than likely bitching about the fish from yesterday! He doesn't want to learn to fish and our liberal society simply calls it his RIGHT to have fish.....bull-shit! Those that need help and are trying to do what they can- I have no issue with that. Those that are simply a drain on the system - those folks are shit out of luck. And what is funny is that the rich, get richer, buy using the face of the poor to get this obama care type shit passed, while those able bodied backs of the middle class pay for it. health insurance....well from my perspective....costs go up, coverage goes down, yet CEO's, wall street and politicians all stuff their pockets with money, yet cry about how things are "tight".....bull-shit. The rich simply want more, and use the poor to sell a plan that the backs of the middle class will pay for. So your not a poster child for the previous administration? Got it... Buck - I'm just frustrated. Obama care - got me nothing, but higher costs for less coverage! When was the last time ANYTHING became required by law to have and it got cheaper? ? Regulation like that is essentially a license to steal and big business is all over that!!!!
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Post by buckvelvet on Mar 28, 2017 17:07:10 GMT -6
I think a lot of employees in the health insurance field, could see the faults with Obamacare immediately. I sell health insurance, and my colleagues and I have the discussion--that the disaster was coming...four main reasons. -Everyone would now be in the same pool, healthy and unhealthy -Policies included pregnancy and chemical abuse, regardless if you needed it -Caps were eliminated so the risk expanded -Subsidies, meant some were paying for others. Obama predicted a $2500 a year savings, to me, it was obvious, that all insurance policies would increase fairly consistently and rapidly, because of the above. I think it was obvious to all partys it was gonna fail. Now its here...
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Post by buckvelvet on Mar 28, 2017 17:13:31 GMT -6
So your not a poster child for the previous administration? Got it... Buck - I'm just frustrated. Obama care - got me nothing, but higher costs for less coverage! When was the last time ANYTHING became required by law to have and it got cheaper? ? Regulation like that is essentially a license to steal and big business is all over that!!!! Oh im not arguing any of those points i totally get where your coming from.
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Post by coop on Mar 28, 2017 20:47:36 GMT -6
The part of this story that isn't publicly discussed in the mainstream is the fact that Obama & company aspired to create an entitlement for 30 million people.... plain & simple. It NEVER mattered if it "worked". It's nearly impossible to remove an entitlement. This is/was wealth redistribution, with a moral sub-text.
The notion that insuring 30 million people who were previously unable to insure themselves, resulting in premium reductions for those who actually pay their premiums.... Come on. No chance the Libs actually believed their "enhanced buying power" B.S.
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Post by kabic on Mar 28, 2017 21:00:20 GMT -6
The part of this story that isn't publicly discussed in the mainstream is the fact that Obama & company aspired to create an entitlement for 30 million people.... plain & simple. It NEVER mattered if it "worked". It's nearly impossible to remove an entitlement. This is/was wealth redistribution, with a moral sub-text. The notion that insuring 30 million people who were previously unable to insure themselves, resulting in premium reductions for those who actually pay their premiums.... Come on. No chance the Libs actually believed their "enhanced buying power" B.S. So true. The GOP tried to write a bill to replace it. They should have just rolled it all back. That's what they ran on, not replacing it.
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Post by sd51555 on Mar 28, 2017 22:34:06 GMT -6
The part of this story that isn't publicly discussed in the mainstream is the fact that Obama & company aspired to create an entitlement for 30 million people.... plain & simple. It NEVER mattered if it "worked". It's nearly impossible to remove an entitlement. This is/was wealth redistribution, with a moral sub-text. The notion that insuring 30 million people who were previously unable to insure themselves, resulting in premium reductions for those who actually pay their premiums.... Come on. No chance the Libs actually believed their "enhanced buying power" B.S. Those new entitlements create the glass ceiling for the poor. There are too many income driven programs out there now. What ends up happening to the folks who try to climb out of poverty is they end up losing more than they gained from working harder. Just break out a handful of programs: Food assistance: Your food responsibility is capped at 30% of your income. The rest is covered by SNAP. Housing: Your rent responsibility is capped at 30% of your income. The rest is covered by section 8. Health insurance: capped at 9% of your income. EIC: Once your income goes past $17k, your EIC begins to drop. MN's EIC: Same as federal, income goes up, refundable credits go down. MN renters rebate: goes down as your income goes up. School lunch program: Income goes up, you have to pay for your own lunches. God help them all if they earn over the cap for medicaid. Then they're really screwed. Somebody goes out and screws up by earning an extra $3000 in a given year, and the welfare sharks come beat them over the head. They end up taking away $4500 in benefits. That'll learn 'em for trying to escape uncle sam's plantation.
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